Calculate Your True Brokerage Cost
Plug in your GCI and fees. See what you actually keep and what you really pay.
Your numbers
Leave anything blank if it does not apply. Defaults are zero. Numbers update live as you type.
Production
Don't know your GCI? Estimate it from volume and average commission rate.
Split, caps & team
Monthly fees
Per-transaction fees
Annual fees & credits
Your effective split
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Enter your GCI to see the number
Itemized breakdown
| Fee | Annual $ |
|---|
Slow year stress test
What if GCI dropped 30% but your fixed fees stayed the same? Variable split and per-deal fees scale with production. Desk, tech, monthly, and annual fees do not.
How does your number stack up?
These are rough industry ranges for educational context. Every market and model is different, so use them as a conversation starter, not a grade.
- Around 10% or less: A strong spot for a producing agent. You are keeping most of what you earn, and fixed fees are not eating the pie.
- Around 15%: Where a lot of agents land once you add split, desk, tech, and per-deal fees together. Common, and still worth reviewing once a year.
- 15% to 30%+: Newer agents in mentoring or training programs often pay in this range, depending on the model and support they get. If you are producing and still up here, it may be time to renegotiate.
- Under 10% at some cloud-based models: Capped or lean fee structures can land here for producers. Some models even put money back in agents' pockets through revenue share or stock programs.
- Shop the model, not just the split. Interview a couple of brokerages every year. Compare caps, desk fees, tech, per-deal charges, and what you actually get for them. Your leverage is your production.
Agent Brokerage Comparison Calculator
What is this?
This is a take-home pay calculator, not a sign-up form. Nothing you type here is saved or sent to anyone. Enter your production and what your current brokerage charges you, and it shows how much of your commission you'd keep there compared with Real Broker. It takes about five minutes.
Presented by Courtney Benson | Real Broker, LLC. Estimated commission economics, October 2026 model.
Every result here is an estimate, not a guarantee. Calculations are deemed reliable but not guaranteed.
1. Agent and production
Start with who you are comparing and the production numbers for a typical year. Volumes should be closed transaction sides.
Volumes represent closed transaction sides. Deal count = volume divided by average price, rounded. The commission rate applies equally to both brokerages. Team splits are modeled as a flat percentage of GCI; enter 100% for independent agents. For different buyer/listing splits, calculate a weighted effective team share.
2. Current brokerage costs
Enter what your current brokerage actually charges you. If a field does not apply, leave it at 0.
If the current brokerage uses an unusual cap, split, or fee order, validate the resulting estimate against the agent's commission statements.
3. Real plan and optional opportunities
Revenue share estimate assumes directly sponsored agents on the $12K cap only, subject to eligibility, payments, and program rules. No team-leader commission income is projected because member production and split details are not provided. Stock is never included in cash take-home.
Comparison results
4. Agent attraction opportunity (optional)
Thinking about joining Real? How many agents do you realistically think might join with you? Add each prospective agent's estimated annual production below. Only count agents you would personally sponsor, and remember that joining Real does not automatically mean an agent will qualify for revenue share.
Illustrative Tier 1 model only: up to 5% of qualifying sponsored-agent GCI, with a maximum of $4,000 per qualifying agent per year on a $12,000 cap. $4,000 is a ceiling, not an automatic payment for joining or capping. Actual revenue share depends on qualifying activity, program rules, sponsor eligibility, and payment timing. Estimates exclude taxes and assume a $175 annual program fee and 1.2% payment processing.
Separate agent attraction estimate
Optional. Add prospective agents above to calculate a separate illustrative revenue share projection.
Open to a sponsorship conversation?
At Real, your sponsor is the agent who brings you in. Sponsorship isn't mentorship, but your sponsor will be there to guide you, so choose yours carefully.
Reach out to Courtney to learn more about how she supports the agents she sponsors.
Model notes
Estimates for discussion only, based on figures shared in conversation and Real's US fee schedule. Actual results vary. Revenue share and stock awards are not guaranteed, vest over time, and follow Real's program terms, which can change. Not tax or financial advice. Verify current Real documents and state advertising compliance before distribution. The Real name is used for identification; this is not an official Real-generated calculator.
Curious what joining Real could look like for you?
Your numbers are just the beginning. Let's talk about your business, your goals, and what building your future at Real Broker could look like.
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